Wednesday, September 25, 2019


MEET AND GREET -  MICHAEL FILLERS
Started at Morris Insurance Agency - 03/2007: 
Favorite food? "Crawfish"
Favorite vacation spot? "Anywhere with a beach or New Orleans"
Favorite Hobbies? "Being on a beach, boat or field with my 4 kids"
Guilty pleasure? "Oatmeal Raisin Cookies"
Why did you choose a career in Insurance? "I needed a job in 2007 with a child just being born but now realize if was God's providence."
What do you think is the most surprising thing about insurance? "All the unique requests and needs."
What is your favorite part about working for an Independent Insurance Agency? "The insureds and being part of such a great network of companies as well as brokers."
What is the biggest lesson you've learned while working at Morris Insurance? "Insured/Agents relationships are so very important. You want to be viewed by Insureds as a source of service, assistance and knowledge. Most of all I want my clients to trust me and know I have their best interest in heart."

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC

3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."
This message contains confidential information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system.”

Wednesday, September 18, 2019

Studs-in or studs-out, that is the question...


Studs-in or studs-out, that is the question...


So your agent says...

As for my proposal…This will be a studs out coverage. In other words the interior of each person’s unit should be covered by the unit owner of each condo. So each condo owner is responsible for paying from their studs out…ie sheet rock or $1,000 a sqft wall paper or whatever… That being said wind driven rain comes to mind. If the rain comes through the wall, window or door… and does damage to a unit then the interior of that unit is specifically damaged. That being said the individual condo owners policy would pick that coverage up.  Is your insurance carrier willing to offer you a quote with or without wind driven rain exposure? To discuss more give me a call.

Thanks


Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."
This message contains confidential information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system.”

Tuesday, September 10, 2019

The Testimony of John Shrader, how the Lord graciously saved me...

Another a fellow brother in the Lord Jesus Christ has shared how he was saved..

The Testimony of John Shrader, how the Lord graciously saved me. I was privileged to grow up in a Christian home. My grandfather was a functional drunkard, and was divorced and remarried right times, so I praise the Living God of Heaven for saving my father when He was 16, and my mother out of an unbelieving home in her teens as well. The Lord used my father to plant the Tri-County Baptist Church when I was only two, so I grew up in church, constantly hearing the Gospel, and with parents who were reading and teaching me the Word of God and the glorious gospel of Christ. I learned to read at a very young age, and quickly became a voracious reader, as I am to this day, and, at around four years old, began to ask my father and mother about being saved, and how I could be saved. Jesus taught that we must become as a little child to receive and enter the Kingdom of God (Mark 10:15). I am so thankful to the Lord for the wisdom He gave my parents at my tender young age, for I have heard and seen people take children as young as three who ask such questions and "lead" them in a prayer. Praise God my parents did not do so with me. As I would come to them, usually at night in fear of the dark and of hell, they, concerned if I truly understood and was under Holy Spirit conviction, would speak with me, share Bible verses with me, then, pray that God would work in my heart and instruct me to come back and speak more with them in the morning. I never returned, because, in my youthful tenderness and fear, when the light of morning shone I forgot all about the conversation just a few hours the previous night. This continued on for some time, each time following a now predictable pattern, until my fifth year of life. I know that is young, but people mature physically and mentally at different rates, and, at least one of the King James Bible translators was reading not only English, but Hebrew and Greek at age five! I will never forget the day by Lord saved me. I had come to speak with my mother, as I had so many many times before, but this night was different, in my heart. My father was out on visitation, so my mother dealt with me just as she had so often, by sharing and discussing some Bible passages, then instructing me to pray about it and come back to talk more with them in the morning, but something had charged, something was different. I was under true conviction over my sin and the coming judgement (John 16:8), and godly sorry was working repentance in my heart (II Cor. 7:10). I insisted to my mother that I could not wait until the morning, so she gave me one final test. She gave me permission to stay up late and wait for my father to return home so that I could talk with him. I remember the waiting, and when my father finally came home, he had the gall to take a shower while my soul was in eternal peril! It was real to me, no longer was it just a childish desire to "receive Jesus" as I so often heard preached, or merely a fear of the dark and hell. When my father finally scared my room, we discussed the Bible passages yet again, on my sin, need for God's righteousness through Christ, and dad questioned me to make sure I had sufficient understanding, and I believe he saw my obvious conviction, and that night, from my own heart, I, realizing I could do nothing to save myself, put my faith and trust in the Lord Jesus Christ and His shed Blood and death on the Cross, and that He rose again for my sins and to pay the debt so I could be forgiven! (Romans 3:10, 19-26; 5:8; 10:1-3; 8-13; Eph. 3:8,9; Titus 3:5,6; Isaiah 64:6; 61:1-3,10; John 1:12; I Cor. 5:21, etc.) I know that the Lord saved me from the penalty of my sin that night, cleansed my heart and made me a new creature (II Cor. 5:17), and my life has given witness to that fact now for more than thirty years. I am still growing in Christ, but according to I John 5:13, according to what is written in that precious book of Scripture, I "know" that I "have eternal life"!!! God has to bring the conviction. Had my parents led me in a prayer at an earlier time, I would not have been saved, for there was zero conviction. No godly sorrow, only fear. I praise God for saving me, and calling me to serve Him five years later, when I intentionally surrendered my life to whatever, whenever, and however the Lord wanted to use me, being convicted that He wanted me to preach in some capacity. If you would like more passages, or to have a discussion on what godly sorrow, biblical repentance and faith are, and how an unrighteous sinner can be made righteousness, not through a church, or a baptism, or a communion or any religion, please feel free to contact me via email at: 2tim22@gmail.com , through Messenger under our FB "John Esther Shrader", or my WhatsApp line which is +260969508272 I have also written several gospel tracts and booklets to try and help point seekers of truth to the Bible, through which, by reading or hearing preached, it says we are born again


(I Peter 1:23; Romans 10:17; Eph. 2:8,9; I Cor. 1:21). Thank you for taking the time to read my testimony. If you do not know for sure that you are 100% certain, according to the Word of God that you are biblically born again, please give us the privilege of carefully sharing the glorious "gospel of Christ," which reveals "the righteousness of God" with you (Romans 1:16,17). Bro. John Shrader Zambia, Africa

Tuesday, August 20, 2019

Who insures Cannabis and Marijuana risk....

Who insures Cannabis and Marijuana risk....
or
Where do you get insurance for Cannabis or Marijuana place..

I have found a lot of success with cannabis and hemp operations.  

Specifically, we have carriers that are interested in:
-Lessor’s risk operations
-Owner occupied operations
-Dispensaries
-Grow operations
-Greenhouses
-Bakeries
-Processing operations including extraction operations
-Cannabis clubs
-Buildings under construction

 If I can help let me know.


Morris Insurance Agency, LLC

3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."

This message contains confidential information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system.”

Thursday, May 23, 2019

Don’t Drive Naked…Get Uninsured (UM) and Underinsured Motorist coverage.(UIM)


Don’t Drive Naked…Get Uninsured and Underinsured Motorist coverage.



Naked Driving...what could this mean? It is not what you think. 
When getting Auto Insurance you may be handed one page to sign and you may not know what it is, but it’s always a bad idea to sign it. The insurance salesman may say it will save you a little money, but signing it could cost you tens of thousands of dollars if you are hit by someone without insurance or someone who doesn’t have enough insurance.
What is Uninsured Motorist  (UM) Coverage and how is it different from liability insurance?
Liability insurance is required by law, and if you CAUSE a wreck, it pays the other driver for the damage to the vehicle and their medical bills. If you only have liability insurance and don’t have UM coverage, and you are hit by someone who doesn’t have insurance, you will be out of pocket for your vehicle damage, your medical costs, and any other costs because of the accident.
UM coverage covers you in case someone hits you without insurance, or with insufficient insurance.
A recent study showed that one in four vehicles are not insured. If one of them hits you and causes damage, you will be stuck with the bill without UIM coverage.
Will you explain the difference between UNinsured and UNDERinsured coverage?
Uninsured Motorist Coverage (UM) covers you, if the driver who caused the wreck, does not have insurance. Underinsured Motorist Coverage(UIM) covers  whatever expenses are above what the other driver’s insurance has. So if the other driver only has $25,000 in coverage. and they cause more than that in damage, then your Underinsured motorist coverage would make up the difference, up to the total amount of coverage that you have.
How much Uninsured Motorist Coverage should you have?
You should always have as much Uninsured Motorist coverage as you do liability insurance. If all you can afford is the 25/50 minimum, you want to make sure you have 25,000 in UM. If you you have 50/100 or 100/300 go ahead and make sure you UM matches that first number.
For more info contact:

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."
This message contains confidential information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system.”

Friday, March 8, 2019

425 Sutherland Dr, Chickasaw, AL 36611

425 Sutherland Dr, Chickasaw, AL 36611


Beautiful meticulously maintained home in Chickasaw. Brick with 3 bedrooms and 1 + 1/2 baths. The AC & Heater and hot water is 1 year old and the roof is in great condition. Hardwood floors in most of the Home.  There is an eat in kitchen and separate formal dining and living rooms as well as a den. This home boasts a huge screened in patio for entertaining and a separate Garage and Carport in the back yard.

About 1413 sqft

Price $87,500

Realtors welcome for one time show and sell.

Please contact Michael Fillers 251-753-8011 to schedule an appointment to see this beautiful home.

Michael Fillers
251-753-8011
mjfillers@aol.com


Video of the home can be found at:
 INSIDE VIDEO 1
INSIDE VIDEO 2
 BACK YARD VIDEO

ROOM SIZES:
         sqft
21
Master bath 3‘ x 7‘
168.75
 Master bedroom 12 1/2 x 13 6 inches 
155.25
 Second bedroom 11 1/2 x 13 6inches 
83.25
 HALLway 4 1/2 x 18 6 inches 
85.5
 Third bedroom 9 x 9 6 inches 
49
 HallwaY bathroom 4’ x 12’ 3 inches
110.25
 Kitchen 10 1/2‘ x 10 1/2‘
125
 Dining room by 12 1/2 feet by 10
148
 Downstairs Den 8’ x 18 6 inches 
382.5
 Screened in porch 17 x 22 6inches 
187
 Back carport 11 x 17
280
 Back garage 14 x 20

home 1413 sqft
patio  382.5 sqft
total: 1795.50 sqft

other photos










































Thursday, February 21, 2019

WHO IS QBE INSURANCE COMPANY...

WHO IS QBE INSURANCE COMPANY...

WHO IS QBE INSURANCE COMPANY ANYWAY?

GO TO THEIR WEB SITE FOR MORE DETAILS...

https://www.qbe.com/about-qbe/our-history



Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
O - 251-473-5119
F - 251-473-6301
C - 251-753-8011
How I met JESUS in the flesh and HE saved me:
Matt 24:46-47

"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."

WHO IS CLEAR BLUE INSURANCE COMPANY...

WHO IS CLEAR BLUE INSURANCE COMPANY ANYWAY?

GO TO THEIR WEB SITE FOR MORE DETAILS...

http://www.clearblueinsurancegroup.com/index.html


Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
O - 251-473-5119
F - 251-473-6301
C - 251-753-8011
How I met JESUS in the flesh and HE saved me:
Matt 24:46-47

"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."