Thursday, May 23, 2019

Don’t Drive Naked…Get Uninsured (UM) and Underinsured Motorist coverage.(UIM)


Don’t Drive Naked…Get Uninsured and Underinsured Motorist coverage.



Naked Driving...what could this mean? It is not what you think. 
When getting Auto Insurance you may be handed one page to sign and you may not know what it is, but it’s always a bad idea to sign it. The insurance salesman may say it will save you a little money, but signing it could cost you tens of thousands of dollars if you are hit by someone without insurance or someone who doesn’t have enough insurance.
What is Uninsured Motorist  (UM) Coverage and how is it different from liability insurance?
Liability insurance is required by law, and if you CAUSE a wreck, it pays the other driver for the damage to the vehicle and their medical bills. If you only have liability insurance and don’t have UM coverage, and you are hit by someone who doesn’t have insurance, you will be out of pocket for your vehicle damage, your medical costs, and any other costs because of the accident.
UM coverage covers you in case someone hits you without insurance, or with insufficient insurance.
A recent study showed that one in four vehicles are not insured. If one of them hits you and causes damage, you will be stuck with the bill without UIM coverage.
Will you explain the difference between UNinsured and UNDERinsured coverage?
Uninsured Motorist Coverage (UM) covers you, if the driver who caused the wreck, does not have insurance. Underinsured Motorist Coverage(UIM) covers  whatever expenses are above what the other driver’s insurance has. So if the other driver only has $25,000 in coverage. and they cause more than that in damage, then your Underinsured motorist coverage would make up the difference, up to the total amount of coverage that you have.
How much Uninsured Motorist Coverage should you have?
You should always have as much Uninsured Motorist coverage as you do liability insurance. If all you can afford is the 25/50 minimum, you want to make sure you have 25,000 in UM. If you you have 50/100 or 100/300 go ahead and make sure you UM matches that first number.
For more info contact:

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."
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Friday, March 8, 2019

425 Sutherland Dr, Chickasaw, AL 36611

425 Sutherland Dr, Chickasaw, AL 36611


Beautiful meticulously maintained home in Chickasaw. Brick with 3 bedrooms and 1 + 1/2 baths. The AC & Heater and hot water is 1 year old and the roof is in great condition. Hardwood floors in most of the Home.  There is an eat in kitchen and separate formal dining and living rooms as well as a den. This home boasts a huge screened in patio for entertaining and a separate Garage and Carport in the back yard.

About 1413 sqft

Price $87,500

Realtors welcome for one time show and sell.

Please contact Michael Fillers 251-753-8011 to schedule an appointment to see this beautiful home.

Michael Fillers
251-753-8011
mjfillers@aol.com


Video of the home can be found at:
 INSIDE VIDEO 1
INSIDE VIDEO 2
 BACK YARD VIDEO

ROOM SIZES:
         sqft
21
Master bath 3‘ x 7‘
168.75
 Master bedroom 12 1/2 x 13 6 inches 
155.25
 Second bedroom 11 1/2 x 13 6inches 
83.25
 HALLway 4 1/2 x 18 6 inches 
85.5
 Third bedroom 9 x 9 6 inches 
49
 HallwaY bathroom 4’ x 12’ 3 inches
110.25
 Kitchen 10 1/2‘ x 10 1/2‘
125
 Dining room by 12 1/2 feet by 10
148
 Downstairs Den 8’ x 18 6 inches 
382.5
 Screened in porch 17 x 22 6inches 
187
 Back carport 11 x 17
280
 Back garage 14 x 20

home 1413 sqft
patio  382.5 sqft
total: 1795.50 sqft

other photos










































Thursday, February 21, 2019

WHO IS QBE INSURANCE COMPANY...

WHO IS QBE INSURANCE COMPANY...

WHO IS QBE INSURANCE COMPANY ANYWAY?

GO TO THEIR WEB SITE FOR MORE DETAILS...

https://www.qbe.com/about-qbe/our-history



Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
O - 251-473-5119
F - 251-473-6301
C - 251-753-8011
How I met JESUS in the flesh and HE saved me:
Matt 24:46-47

"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."

WHO IS CLEAR BLUE INSURANCE COMPANY...

WHO IS CLEAR BLUE INSURANCE COMPANY ANYWAY?

GO TO THEIR WEB SITE FOR MORE DETAILS...

http://www.clearblueinsurancegroup.com/index.html


Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
O - 251-473-5119
F - 251-473-6301
C - 251-753-8011
How I met JESUS in the flesh and HE saved me:
Matt 24:46-47

"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."