Thursday, March 30, 2017

GRAND BAY INSURANCE

GRAND BAY, INSURANCE

Insuring Homes in the Southern Alabama cities of Grand Bay, Mobile, Saraland, Satsuma, Theodore, and Irvington as well as all other Baldwin County cities.



Writing personal and business insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.



Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:

Tuesday, March 28, 2017

Semmes Insurance

Semmes, AL Insurance

Insuring Homes and Businesses in the Southern Alabama cities of Semmes, Mobile, Saraland, Satsuma, Theodore, Grand Bay, and Irvington as well as all other Baldwin County cities.



Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:

Wednesday, March 22, 2017

Elberta Dinosaurs, Bamahenge, Lady in the Lake

 Elberta Dinosaurs, Bamahenge, Lady in the Lake



If your going to be anywhere near Elberta, AL, you might as well see the Dinosaurs, Bamahenge, Indians, and Lady in the Lake.








Enjoy

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I Met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."






Tuesday, March 21, 2017

Mobile, AL Insurance

Mobile, AL Insurance

Insuring Homes in the Southern Alabama cities of Mobile, Saraland, Satsuma, Theodore, Grand Bay, and Irvington as well as all other Baldwin County cities.



Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:

Friday, March 17, 2017

Daphne Insurance

Daphne Insurance
 
Insuring Homes in the Southern Alabama cities of Daphne, Point Clear, Montrose, Fairhope, Orange Beach, Fort Morgan, Perdido Beach and Gulf Shores, AL as well as other nearby cities.




Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:

Fairhope Insurance

Fairhope Insurance
 
Insuring Homes in the Southern Alabama cities of Fairhope, Point Clear, Montrose, Fairhope, Orange Beach, Fort Morgan, Perdido Beach and Gulf Shores, AL as well as other nearby cities.



Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:


Point Clear Insurance

Point Clear Insurance
Insuring Homes in the Southern Alabama cities of Point Clear, Montrose, Fairhope, Orange Beach, Fort Morgan, Perdido Beach and Gulf Shores, AL as well as other nearby cities.


Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me:

Robertsdale Insurance

Robertsdale Insurance

Insuring Homes in the Southern Alabama cities of Robertsdale, Malbis, Spanish Fort, Daphne, Fairhope, Foley, Orange Beach, Fort Morgan, Perdido Beach and Gulf Shores, AL as well as other nearby Island Homes:



Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies.  It takes a great agent who works with many insurance carriers to propose a good final insurance quote.

Some usual questions that will arise are:

What is the occupancy of the home going to be?
-Primary/Second Home 
-Rental / Second Home
-Full time rental

It can make a significant difference in the availability of polices if the owners are only using the property and not renting the home. This may seem like Basic 101 Insurance but we can assure you these are not basic to the consumer. 

Who will the insured be?
-Individual
-Corporation
-Trust or Estate

When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.

What kind of deductible is avaiable?
-All Other Peril
-Wind / Hail
-Hurricane
-Named Storm

Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.

For a quote or other questions please feel free to give me a call.
Michael Fillers, CPIA, NFIP 
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
D.251-473-5119/F.251-473-6301/C.251-753-8011
How I met JESUS in the flesh and HE saved me: