Monday, June 12, 2017

Personal Liability vs Personal Injury coverage...

Liability can be confusing when it comes to Insurance coverage. Two common types that most people see are Personal Liability and Personal Injury Coverage.

Below is a basic and simple definition.

Personal Liability 
  • This covers you if a claim is made or a suit is filed against you for damages due to bodily injury or property damage. The insurer will provide your defense at the insurer’s expense, even if the suit is without merit or is fraudulent. Also known as "Coverage E".
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Personal Injury 
  • This provides additional coverage for allegations of personal injury, for example, false arrest, wrongful eviction or entry, invasion of privacy, slander and defamation.
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For more questions please give me a call.

Have a great day!

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607

How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."

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