Alys Beach Insurance
Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies. It takes a great agent who works with many insurance carriers to propose a good final insurance quote.
What is the occupancy of the home going to be?
-Rental / Second Home
-Full time rental
Who will the insured be?-Individual
-Trust or Estate
When dealing with the insured on the normal basis and paying out claims if applicable, depending on how many layers of approval can slow down the process of getting the information or money to the needed insured.
What kind of deductible is available?
-All Other Peril
-Wind / Hail
Will Flood coverage be needed?
Flood damage, however, is covered only if a separate flood insurance policy was purchased, generally from the National Flood Insurance Program or from a private company.
Morris Insurance Agency, LLC