Thursday, February 23, 2017

What does the Bible say about Insurance...

What does the Bible say about Insurance? Are we not trusting God by getting insurance? Is insurance Biblical?

Below is some information to answers these common questions.

Disasters Will Come
Nowhere in God’s Word are Christians promised hazard-free lives, devoid of disaster and difficulty. Ecclesiastes 9:11 states, “…time and chance happen to them all.” We should expect to have to endure various difficulties (John 16:33These things I have spoken unto you, that in me ye might have peace. In the world ye shall have tribulation: but be of good cheer; I have overcome the world.) ; Acts 14:22Confirming the souls of the disciples, and exhorting them to continue in the faith, and that we must through much tribulation enter into the kingdom of God. ). 

Precautionary Measures
Taking precautionary measures to safeguard ourselves from the adverse effects of disaster is a principle clearly taught by the Bible, God’s inspired Word. Proverbs 27:12 states, “A prudent man foresees the evil, and hides himself; but the simple pass on, and are punished.” Carrying appropriate levels of insurance is a means of saving for future needs, a principle emphasized in the Bible. ( Proverbs 6:6-8   Go to the ant, thou sluggard; consider her ways, and be wise: [7] Which having no guide, overseer, or ruler, [8] Provideth her meat in the summer, and gathereth her food in the harvest.)).

Breadwinner Makes Provisions 
Through insurance, a breadwinner makes provisions for his family’s future well-being, should he die or become disabled. (See II Corinthians 12:14,Behold, the third time I am ready to come to you; and I will not be burdensome to you: for I seek not your's but you: for the children ought not to lay up for the parents, but the parents for the children. ) (I Timothy 5:8But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel.) and Proverbs 13:22A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just..) 

Planning Ahead
Christians should plan ahead for the future benefit of their families, and having insurance can be a part of that. Planning ahead could also include preparing for the unforeseeable early demise of a family member. Life insurance can be seen as a lack of faith or a love of money by some, or as prudent planning and a wise stewardship of funds by others. Each person’s conditions and convictions may differ in these areas. God certainly advocates planning ahead. The story of Joseph and his wise planning not only saved the nation of Egypt but also the people of Israel and the lineage of Christ (Genesis 41).

Insurance Protect Others
God’s law plainly demonstrates that we are responsible for compensating those incapacitated, or otherwise adversely affected, by our actions. Exodus chapters 21 & 22   provide the general guidelines for many situations in which compensatory measures are required. Carrying liability insurance coverage helps to curb the financial impact on all parties involved.

Man's Law
Man’s law also requires certain other forms of insurance in personal and business affairs. Certain minimum levels of liability insurance are required in most states in order for car owners to register their vehicles. Mortgage companies often require home buyers to purchase fire and natural disaster insurance. Businesses are required to have insurance to protect the interests of their employees, clients and customers. As long as such laws and regulations do not conflict with the keeping of God’s laws, Christians are to adhere to them. (Learn more about “Should Christians Submit to Government Authority? click here”)

Michael Fillers, CPIA, NFIP
Morris Insurance Agency, LLC
3032 Dauphin Square Connector
Mobile, AL 36607
How I met JESUS in the flesh and HE saved me:

Matt 24:46-47-"Blessed is he whom his master will find at work when he arrives. Truly I tell you, he will put that one in charge of all his possessions."

other sources:

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